Fairness, reliability, and security. These are the three factors that players want from every online casino. Which means that if you're looking for a suitable and reliable provider, you should first focus on the gaming license.
This is an excellent way to distinguish between the reputable casinos that live up to these desires, and the less savoury operators, i.e. black sheep of the iGaming industry, that offer no guarantees.
But how do know which international licensing jurisdictions are trustworthy, and which are simply an empty stamp? And if one's better than the next, or if they're all the same?
These are excellent and important questions we're going to cover in this casino licensing review, as well as help you understand the importance in this type of certification in the first place.
In the meantime, if you 're just looking for a quick glance at which licensing jurisdictions our casino pros approve of in terms of safety and reliability, these are all going to be good bets.
Recommended Casinos with a Reliable iGaming License
Thousands of online casinos have made their way to the internet since the first batch went live way back in 1994; and A LOT has changed since then. Obviously the software has gotten better, the payment methods and currencies more diverse (think Bitcoin which was only created in 2009!), and our expectations as players has grown increasingly more sophisticated in turn.
And one of the things that we've come to expect is that an online casino we're interested in joining has a valid gambling license. We repeat this licensing expectation regularly in all our casino reviews as the absolute starting point, in fact, for even considering an operator.
The reason for this is obvious - no different almost than why we have speed limits, parking laws, or building zoning regulations. And that is to set clear expectations of behaviors, and punishments for violations.
For the online casino operator, the licensing authority is the umbrella shall we say, that sets guidelines for how it needs to do things, sometimes going as nitty gritty as to detail how bonus terms must be written out. But mostly they cover things like proof of finances, guarantees of fair play, and commitments to more responsible gaming.
Of course a casino doesn't need a license to do these things right; but needing to get a license is a way to keep them in-line, and assure a certain threshold is maintained. See the difference?
Benefits of a Licensed Casino
As a player you do need a casino to be licensed, for a number of very clear reasons - all of them essentially protections across your different contact points with the operator. They include benefits in terms of:
Safety and security. Licensed casinos prioritise player safety and security, if for no other reason than because they have to.
Fair gaming. Games are fair and unbiased, each with a built-in random number generator (RNG).
Financial protection. Player funds are safeguarded against the casino going bankrupt or not paying out, which is super important when you're talking real money bets.
Responsible gambling. Support is available for problem gambling, generally also including self-exclusion and other limit placing tools.
Dispute resolution. Licensed casinos have mechanisms in place for escalating complaints and resolving disputes. That means you have a third-party to turn to in a time of need.
Footer of the Bitsler casino website with the license seal displayedMoreLess
The Main Online Gambling Licensing Jurisdictions
There are a number of online gambling jurisdictions that dominate the iGaming market. Others may exist on a smaller or more local level (like the Swedish Gambling Authority and Danish Gambling Authority which we're not going to cover in detail), but the one we're highlighting here are the ones best known in the industry, and due to their legally codified requirements, are proven trustworthy.
While each has its own requirements for license issuing and maintenance as well as the possible handling of complaints, choosing an operator with any of these (so long as it covers your current location) is always going to be a good starting point for same gambling.
Many of our favourite online casinos are Curacao licensed, especially the top crypto casinos like Stake and Roobet. Their choice in a Curacao gambling license is a combination of factors. In addition to being one of the most highly respected authorities by players, and one with extensive international reach, for the casino itself it offers lower costs (including minimal revenue taxation), faster processing, and more flexible regulation, which is part of what makes it so crypto friendly.
The MGA, based in Malta, is one of the largest and most experienced authorities in the industry. It is therefore not surprising that many leading providers - from casinos to bookmakers through lotteries - are monitored by the MGA.
To receive an MGA license, the online casino must go through a lengthy process during which its entire operations are scrutinised by the regulators to ensure that it meets its many demands in terms of fair gaming, financial viability, data security, and a long list of other requirements covering player and youth protections (i.e. the prevention of underage gambling).
The stringency of the Authority is such that it can be seen as a true sign of the reliability of the online casino. And, we'll just point out, if you have an issue, you can lodge a complaint directly with the MGA - which will be investigated, and if need be, handled in due course.
A relative newcomer to the iGaming licensing space, the Autonomous Island of Anjouan is currently making a name for itself amongst both operators and players alike. For the former in particular, it's a top pick thanks to its cost-effective features across licensing fees and low taxation; plus a simply less bureaucratic process.
These savings aren't really of interest to players, mind you. What is, however, is the fact that they still get the backing of a licensing body.
It's no secret that across the United Kingdom, people love gambling. It's been legal there in all its many formats - slots, bingo halls, race tracks, lotteries, and sportsbooks - for many years.
Rather than allow for a free for all, the government has long been involved, in its most recent incarnation as the UK Gambling Commission since 2007. Taking its regulatory duties very seriously, the UKGC has high demands of organisations looking to be licensed, and expects them to maintain them.
This stringency is what gives it a whole lot of clout amongst all those in the iGaming industry, especially players who understand its value. Just note, this is a UK-specific form of licensing. So while it's great to see, if you live somewhere else, you'll likely want an additional certification to cover you too.
Isle of Man Gambling Supervision Commission (GSC)
The Isle of Man Gambling Supervision Commission (GSC) is another government formed entity which was created to license and regulate both land-based and online gambling activities.
The authority is very conscientious when it comes to regulating providers. This means that players can expect only the best from an Isle of Man licensed operator - from fair chances of winning to reliable transactions and data protection in accordance with current standards. It also ensures safety measures are in place to protect vulnerable persons and children from gambling harm or exploitation, and has distinct expectations to prevent money laundering and other financial crimes taking place through its operators.
A bit off topic, but interestingly enough, as of December 2020, the GSC also assumed legal powers for licensing and regulating the Island's medicinal cannabis sector.
Gibraltar Gambling Commission (GGC)
When it comes to strict licensing requirements, the Gibraltar Gambling Commission is another top contender in the game. Since 2005, the GGC has been awarding licenses to casino operators, bookmakers, and lottery providers alike.
For each sub-area, operators must meet separate requirements that are clearly defined. So whichever vertical you're playing, with a Gibraltar license you know the operator's got the fair play and safety factors covered.
In addition, the GGC takes any issues that come up very seriously, with a huge section of its website detailing the Gambling Commissioner's advice to petitioners on how to handle anything from bonus complaints, to software and connection faults, and even cancelled bets.
Alderney Gambling Control Commission (AGCC)
The Alderney Gambling Control Commission (AGCC) at last check has issued 70+ active licenses and certificates, covering over 100 URLs, 20+ game providers, and 10+ hosting facilities. These numbers, of course are a good indication of the scope of its activities covering the full cycle of eGambling activities.
With a strict regulatory framework dedicated to maintaining the integrity of online gambling activities, Alderney is considered a first-tier licensing jurisdiction, and a name you can trust.
Kahnawake Gaming Commission
Last but not least is the Kahnawake Gaming Commission, a jurisdiction found within the Mohawk Territory of the Kahnawake in Canada.
Originally established in 1996 following the Kahnawake Gaming Law, it was one of the first jurisdictions to recognise the opportunities the remote gaming industry was to provide, and seizing the day. It has since gone on to build its name as a respected regulatory body licensing online casinos, poker rooms, and sportsbooks, as well as a few land-based poker rooms, and even raffle activities.
Today, about 50 online gaming companies operate approximately 250 online gambling sites with Kahnawake Gaming Commission licensing, which is considered as solid as they come.
Commonalities the Best Gambling Regulators Share
As in so many areas of life, every country has its own rules when it comes to online gaming. There is no uniform regulation across the world for online casinos, bookmakers, or software providers, or gambling activities of any type.
Each of the authorities mentioned above must therefore set its own criteria, and ensure that these standards are adhered to by the licensees in the long term.
That being said, iGaming is now an international activity, and the internet is a great equalizer. This means that there are certain expectations of players, and standards that translate across borders.
As such, despite the fact that most authorities are not connected to each other - although some are now cooperating on various endeavours - there are more than a few similarities between them. Which makes sense, because what goes into player protection and safe gambling is pretty much common ground.
In short, this means that you can be assured that all reputable online casino licensing bodies demand:
Detailed information on the applicant's personal background, including that of key personnel.
A certain amount of capital to cover operating costs and payouts.
A comprehensive and long-term business plan.
Random results for all games with an RNG.
Initiatives to protect vulnerable populations.
Links to resources for combatting gambling addiction.
Data protection, including data transmissions according to current SSL standards.
Reputable and secure payment methods.
Fair odds and payout rates are available and shared.
How each of these criterion is filled may differ slightly, as may the proof required. If you're curious of course, or looking to apply for a license yourself, you can see all the details on the regulator's website.
The eGaming Licensing Application Process
Obtaining an online casino license is a complex process that requires careful planning and adherence to strict regulations. It wouldn't be worth its weight in salt otherwise, for what value would a license have if it was that easy to acquire?
That's why many online gaming operators have either an internal team dedicated to dealing with the application process and ongoing regulation, or turn to a gaming license consultant to help them navigate the way. Most operators will also consult with legal experts in gambling law too as guidance in navigating the complex regulatory landscape is pretty much a must as well.
Example of a gaming license application form.MoreLess
As for how it actually plays out, the exact steps and information will vary slightly between jurisdictions. But the online gambling licensing request process always looks something like this.
Choose a jurisdiction
Since there are more than a handful of excellent places to obtain an eGaming license from, each operator will do their own due diligence, considering factors like licensing fees, tax rates, regulatory requirements, and reputation, before ultimately choosing the one that fits their needs best.
Register a business entity
The chosen jurisdiction will generally require that the license requestor establish a legal entity there; usually just a matter of incorporating a company and complying with local regulations, and maybe having a person or team onsite.
Prepare necessary documentation
A detailed business plan outlining operations, financial projections, and the target market will need to be defined and submitted, alongside personal and financial information about key staff involved in the business.
Proof of funds to demonstrate financial stability, information about the gaming software and systems to be used - including security measures and RNGs - as well as anti-money laundering (AML) and responsible gambling policies also need to be provided.
Apply for the license
The completed application form and all required documentation need to be sent to the licensing authority (this is generally done online). The necessary application and licensing fees are paid, and then it's time to wait as a thorough review process commences, including background checks and a financial audit.
Receive the license
If the application is approved, an online casino license is issued. While effective immediately, the licensing authority may impose specific conditions and ongoing compliance requirements to maintain it, as well as annual renewal fees and review.
These measures, at the end of the day are meant to ensure that the applicant is in good standing, committed to fair play and is able to enforce it, and has the capital to pay out wins.
Various certifications and seals of approval provide additional security. The eCOGRA stamp, for example, has proven itself over the years, as an authority in testing online gaming software and the auditing of information security management systems, delivering ISO/IEC 27001 certification services.
Its Safe and Fair Seal can be seen on reputable casino operator's websites, while the eCOGRA Certified Software Seal is held by approved software developers and providers.
FAQs About Online Casino Licensing
Obtaining a casino license is a complicated and not inexpensive endeavour. How it's done is not particularly important to us players, though of course it can be interesting. And understanding the ins-and-outs helps us better understand why it's so important, and what to be on the lookout for when choosing an operator. As such, this casino licensing FAQ section delves just a little deeper, to answer some specific questions explaining the motivation and benefits of regulation.
1.) How much does an online gambling license cost?
The cost of a casino license can vary greatly depending on the jurisdiction, type of license, and specific requirements. Jurisdictions like Malta, the United Kingdom, and the Isle of Man tend to have higher licensing fees due to their strict regulations and strong reputation. Some jurisdictions with less stringent regulations, most notably Anjouan, may offer lower licensing fees.
Beyond the initial licensing fee, by the way, casino operators also have to consider other potential financial savings when making their choice, such as if the jurisdiction charges tax on income generated by the casino (and if so, how much), and/or VAT.
2.) How do I check if a casino license is genuine?
The licensing body's seal is usually displayed on the casino's website, found in the bottom navigation of each page, as well as details of the license written out in the footer.
To be sure it's valid, you can then click on the icon, and will automatically be redirected to the relevant authority's website, which too will clearly list the license number and also show which types of games can be offered by the operator, as in some cases separate licenses apply for sports betting, lotteries, and casino games.
If you have any doubts about the authenticity, you can of course contact the authorities directly and ask them as well.
3.) Is every online casino license valid in every location?
No, and this is a really important point actually. Not every online casino license is valid in every location. Online gambling regulations vary significantly from country to country, and a license issued by one jurisdiction may not be recognized or valid in another.
The most obvious example is that of the UK Gambling Commission, which is only relevant to the UK market. Similarly, a casino licensed by the Kahnawake Gaming Commission in Canada might be able to operate in certain parts of Canada, but not in the United States or the United Kingdom, where different regulatory bodies govern online gambling.
For your purposes as a player you need, as such, to first of all understand if online gambling is even legal where you live; and if so, check the casino's Terms & Conditions to ensure your area of residence is not omitted from coverage.
4.) Does a valid license make online gambling safer?
A casino license is a significant step towards ensuring a safer online gambling experience. This is felt across multiple areas that are important to players including:
Fair play. Licensed casinos are required to use certified random number generators to ensure fair outcomes in games.
Security. They are also subject to strict security standards to protect player data and financial information.
Responsible gambling. Included in the licensing process are measures to promote responsible gambling practices, such as setting deposit limits and self-exclusion options.
Dispute resolution. Plus, with a licensed operator you get established dispute resolution procedures to handle any issues that may arise between you and the casino.
However, it's important to remember that while it's a definite sign of safer gambling and enhanced reliability, a license is not a foolproof guarantee. To further protect yourself, it's always worth reading casino reviews from actual players like the ones provided at Casino.Guide; using secure payment methods for banking (like your credit card or an e-wallet you're already comfortable with); and setting limits for yourself on how much you want to gamble, in terms of cash and time.
5.) Who regulates online casinos in the United States?
When online gambling started, the US market was definitely in on the game. However, over time that changed and was eventually outright banned until the government could figure out how to gain some control in terms of player protections, as much as taxation.
The matter has now been evolving since the 2018 US Supreme Court ruling overturning the Professional and Amateur Sports Protection Act (PASPA), with laws and regulations taking hold in specific states to allow for online gambling activities of different types. That is, regulatory responsibility has been given to each state, resulting in diverse policies.
For example, in New Jersey, Delaware, and Pennsylvania, online casinos and sports betting have been fully embraced, while many states still entirely prohibit it, and others come in somewhere in between.
The Expert Roundup on the Gambling Licensing Authorities
For operators, obtaining a casino license is a complex, time-consuming, and rather costly process. But it's well worth their while. Sure there will always be players who throw caution to the wind and are sucked in by the big bonus promises or too-good-to-be true odds that an unlicensed casino can freely promote. But what's the fun in that?
Online gambling is meant to be an entertaining endeavour. And in order for it to be enjoyable you need to know it's going to deliver a reliable experience; which consists of the bare minimum of fair odds, assured payouts, and clear policies.
In other words, while you're there to gamble on the games, the casino you choose shouldn't be a gamble itself, and a valid license from a recognised jurisdiction is the first crucial step to ensuring you make a good choice, and have as safe an experience as possible, guaranteed.
I've been working in the online casino landscape in Malta for more than 10 years and have seen how the industry works from customer service roles to the backend of the business. While I am lucky enough to call myself a native on the sunny island called Malta, I also enjoy travelling and have travelled across Canada! After wandering through the great white north, I have decided to share my knowledge and now work with Canadian players to compile accurate casino reviews to help players navigate through the hundreds of gaming sites online.
Sitting still has never been my strength, and my colleagues say that I don't need a chair because I'm always on the move. My dream to play professional soccer didn't work out, but it turns out mobile gaming is not a bad alternative either. I prefer to be out and about instead of sitting in an office, so mobile gaming has turned out to be the perfect match. I test mobile casinos and their platforms from my phones and tablets so I have a clear idea how they perform on different devices. From performance to the latest mobile promotions, I'm always on top of it all!
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